[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"cms:nav":3,"cms:article:malaysia-case-study-on-how-incentives-can-boost-pensions-for-informal-sector-workers":223},{"logo":4,"tagline":35,"menuItems":36},{"metadata":5,"sys":8,"fields":24},{"tags":6,"concepts":7},[],[],{"space":9,"id":14,"type":15,"createdAt":16,"updatedAt":16,"environment":17,"publishedVersion":21,"revision":22,"locale":23},{"sys":10},{"type":11,"linkType":12,"id":13},"Link","Space","w2h5pt841hyx","1IYpEvEGBDC1cO7TTxmZvQ","Asset","2026-02-06T13:19:53.632Z",{"sys":18},{"id":19,"type":11,"linkType":20},"master","Environment",5,1,"en-GB",{"title":25,"file":26},"CPI Logo Blue",{"url":27,"details":28,"fileName":33,"contentType":34},"\u002F\u002Fimages.ctfassets.net\u002Fw2h5pt841hyx\u002F1IYpEvEGBDC1cO7TTxmZvQ\u002F9618250f44e7bd6dd489b6d399b51dba\u002FCPI-Logo-Blue.png",{"size":29,"image":30},20473,{"width":31,"height":32},571,521,"CPI-Logo-Blue.png","image\u002Fpng","An action tank for the democratisation of wealth",[37,93,110,159,205],{"metadata":38,"sys":41,"fields":53},{"tags":39,"concepts":40},[],[],{"space":42,"id":44,"type":45,"createdAt":46,"updatedAt":46,"environment":47,"publishedVersion":21,"revision":22,"contentType":49,"locale":23},{"sys":43},{"type":11,"linkType":12,"id":13},"5JNIMUHZQhejXnQbk9gUod","Entry","2025-11-26T15:25:39.843Z",{"sys":48},{"id":19,"type":11,"linkType":20},{"sys":50},{"type":11,"linkType":51,"id":52},"ContentType","link",{"label":54,"reference":55,"displayType":92},"About Us",{"metadata":56,"sys":59,"fields":70},{"tags":57,"concepts":58},[],[],{"space":60,"id":62,"type":45,"createdAt":63,"updatedAt":63,"environment":64,"publishedVersion":66,"revision":22,"contentType":67,"locale":23},{"sys":61},{"type":11,"linkType":12,"id":13},"YKC2BWOXgtbrXHqgSna8U","2025-11-26T15:25:39.828Z",{"sys":65},{"id":19,"type":11,"linkType":20},8,{"sys":68},{"type":11,"linkType":51,"id":69},"page",{"title":54,"slug":71,"content":72},"about-us",{"nodeType":73,"data":74,"content":75},"document",{},[76,80,83],{"nodeType":77,"data":78,"content":79},"embedded-entry-block",{},[],{"nodeType":77,"data":81,"content":82},{},[],{"nodeType":84,"data":85,"content":86},"paragraph",{},[87],{"nodeType":88,"value":89,"marks":90,"data":91},"text","",[],{},"Text",{"metadata":94,"sys":97,"fields":107},{"tags":95,"concepts":96},[],[],{"space":98,"id":100,"type":45,"createdAt":101,"updatedAt":101,"environment":102,"publishedVersion":104,"revision":22,"contentType":105,"locale":23},{"sys":99},{"type":11,"linkType":12,"id":13},"3hwidBZ414kn8b248wyhl7","2025-11-26T15:25:40.153Z",{"sys":103},{"id":19,"type":11,"linkType":20},3,{"sys":106},{"type":11,"linkType":51,"id":52},{"label":108,"externalLink":109,"displayType":92},"Our Team","\u002F#our-team",{"metadata":111,"sys":114,"fields":126},{"tags":112,"concepts":113},[],[],{"space":115,"id":117,"type":45,"createdAt":118,"updatedAt":119,"environment":120,"publishedVersion":122,"revision":123,"contentType":124,"locale":23},{"sys":116},{"type":11,"linkType":12,"id":13},"51hbyCpsXzivuEgJtQzVwo","2025-11-26T15:25:39.955Z","2026-03-19T12:00:14.430Z",{"sys":121},{"id":19,"type":11,"linkType":20},11,2,{"sys":125},{"type":11,"linkType":51,"id":52},{"label":127,"reference":128,"displayType":92},"Our Research",{"metadata":129,"sys":132,"fields":142},{"tags":130,"concepts":131},[],[],{"space":133,"id":135,"type":45,"createdAt":136,"updatedAt":136,"environment":137,"publishedVersion":139,"revision":22,"contentType":140,"locale":23},{"sys":134},{"type":11,"linkType":12,"id":13},"6txvkAdYO3oIbIXoApTNYY","2026-03-19T12:00:15.008Z",{"sys":138},{"id":19,"type":11,"linkType":20},12,{"sys":141},{"type":11,"linkType":51,"id":69},{"title":127,"slug":143,"content":144},"our-research",{"nodeType":73,"data":145,"content":146},{},[147,150,153],{"nodeType":77,"data":148,"content":149},{},[],{"nodeType":77,"data":151,"content":152},{},[],{"nodeType":84,"data":154,"content":155},{},[156],{"nodeType":88,"value":89,"marks":157,"data":158},[],{},{"metadata":160,"sys":163,"fields":172},{"tags":161,"concepts":162},[],[],{"space":164,"id":166,"type":45,"createdAt":167,"updatedAt":167,"environment":168,"publishedVersion":104,"revision":22,"contentType":170,"locale":23},{"sys":165},{"type":11,"linkType":12,"id":13},"3bq3Ha5NsqTDzDdFPw8CIJ","2026-07-02T14:18:14.103Z",{"sys":169},{"id":19,"type":11,"linkType":20},{"sys":171},{"type":11,"linkType":51,"id":52},{"label":173,"reference":174,"displayType":92},"News",{"metadata":175,"sys":178,"fields":188},{"tags":176,"concepts":177},[],[],{"space":179,"id":181,"type":45,"createdAt":182,"updatedAt":183,"environment":184,"publishedVersion":66,"revision":123,"contentType":186,"locale":23},{"sys":180},{"type":11,"linkType":12,"id":13},"5MI5QXAMk1QSC4Dq5JKD6Z","2026-07-02T14:15:55.738Z","2026-07-02T14:18:14.066Z",{"sys":185},{"id":19,"type":11,"linkType":20},{"sys":187},{"type":11,"linkType":51,"id":69},{"title":173,"slug":189,"content":190},"news",{"data":191,"content":192,"nodeType":73},{},[193,196,199],{"data":194,"content":195,"nodeType":77},{},[],{"data":197,"content":198,"nodeType":77},{},[],{"data":200,"content":201,"nodeType":84},{},[202],{"data":203,"marks":204,"value":89,"nodeType":88},{},[],{"metadata":206,"sys":209,"fields":219},{"tags":207,"concepts":208},[],[],{"space":210,"id":212,"type":45,"createdAt":213,"updatedAt":214,"environment":215,"publishedVersion":66,"revision":123,"contentType":217,"locale":23},{"sys":211},{"type":11,"linkType":12,"id":13},"7azYucLEG52TawfGW7Zn9Z","2025-11-26T15:25:39.854Z","2026-06-17T16:08:39.318Z",{"sys":216},{"id":19,"type":11,"linkType":20},{"sys":218},{"type":11,"linkType":51,"id":52},{"label":220,"externalLink":221,"displayType":222},"Contact us","mailto:info@collerpensionsinstitute.org?subject=CPI Enquiry","Primary Button",{"type":224,"title":225,"slug":226,"date":227,"featuredImage":228,"excerpt":250,"content":251,"showBanner":283,"downloads":284,"relatedArticles":342},"Case Studies","Malaysia Case Study - How Incentives Can Boost Pensions For Informal Sector Workers","malaysia-case-study-on-how-incentives-can-boost-pensions-for-informal-sector-workers","2026-03-19T00:00+00:00",{"metadata":229,"sys":232,"fields":240},{"tags":230,"concepts":231},[],[],{"space":233,"id":235,"type":15,"createdAt":236,"updatedAt":236,"environment":237,"publishedVersion":239,"revision":22,"locale":23},{"sys":234},{"type":11,"linkType":12,"id":13},"202PPCZD6mTHl9JUG8Dc45","2026-03-19T12:00:13.612Z",{"sys":238},{"id":19,"type":11,"linkType":20},6,{"title":241,"description":89,"file":242},"Malaysia case study",{"url":243,"details":244,"fileName":249,"contentType":34},"\u002F\u002Fimages.ctfassets.net\u002Fw2h5pt841hyx\u002F202PPCZD6mTHl9JUG8Dc45\u002F3bb339a39a931fff1fa1a3f80fcd4e41\u002FMalaysia_case_study__1_.png",{"size":245,"image":246},251647,{"width":247,"height":248},944,1252,"Malaysia case study (1).png","This case study examines Malaysia’s efforts to expand pension coverage among informal sector workers through several programmes managed by the Employees Provident Fund (EPF). The EPF covers around 50% of the labour force and holds over US$240 billion in assets, providing a strong platform to extend pension saving beyond formal employment.\n\nMalaysia’s first informal sector initiative, the 1Malaysia Retirement Scheme (1MYR), launched in 2010 and achieved limited uptake. A revised approach was introduced in 2018 through the i-Saraan scheme, offering government matching contributions, recently increased to 20% from 2025. Participation has grown to over 500,000 accounts, though balances remain modest. Additional initiatives include i-Suri, which offers targeted matching contributions for low-income housewives, and i-Saraan Plus, which will link pension saving to gig-economy platforms.\n\nMalaysia’s experience shows how strong national pension institutions, digital targeting, and well-designed matching incentives can expand participation among informal workers.",{"data":252,"content":253,"nodeType":73},{},[254,262,269,276],{"data":255,"content":256,"nodeType":261},{},[257],{"data":258,"marks":259,"value":260,"nodeType":88},{},[],"Overview","heading-2",{"data":263,"content":264,"nodeType":84},{},[265],{"data":266,"marks":267,"value":268,"nodeType":88},{},[],"This case study examines Malaysia’s efforts to expand pension coverage among informal sector workers through several programmes managed by the Employees Provident Fund (EPF). The EPF covers around 50% of the labour force and holds over US$240 billion in assets, providing a strong platform to extend pension saving beyond formal employment.",{"data":270,"content":271,"nodeType":84},{},[272],{"data":273,"marks":274,"value":275,"nodeType":88},{},[],"Malaysia’s first informal sector initiative, the 1Malaysia Retirement Scheme (1MYR), launched in 2010 and achieved limited uptake. A revised approach was introduced in 2018 through the i-Saraan scheme, offering government matching contributions, recently increased to 20% from 2025. Participation has grown to over 500,000 accounts, though balances remain modest. Additional initiatives include i-Suri, which offers targeted matching contributions for low-income housewives, and i-Saraan Plus, which will link pension saving to gig-economy platforms.",{"data":277,"content":278,"nodeType":84},{},[279],{"data":280,"marks":281,"value":282,"nodeType":88},{},[],"Malaysia’s experience shows how strong national pension institutions, digital targeting, and well-designed matching incentives can expand participation among informal workers.",false,[285],{"metadata":286,"sys":289,"fields":299},{"tags":287,"concepts":288},[],[],{"space":290,"id":292,"type":45,"createdAt":293,"updatedAt":293,"environment":294,"publishedVersion":66,"revision":22,"contentType":296,"locale":23},{"sys":291},{"type":11,"linkType":12,"id":13},"6Q6FBeDh7Mjfl7WLVYJV6t","2026-03-19T12:00:14.919Z",{"sys":295},{"id":19,"type":11,"linkType":20},{"sys":297},{"type":11,"linkType":51,"id":298},"download",{"title":300,"shortTitle":301,"text":302,"image":228,"assetDownload":323,"captureData":341},"Malaysia Case Study - How Incentives Can Boost Pensions for Informal Sector Workers","Download Case Study",{"data":303,"content":304,"nodeType":73},{},[305,311,317],{"data":306,"content":307,"nodeType":84},{},[308],{"data":309,"marks":310,"value":268,"nodeType":88},{},[],{"data":312,"content":313,"nodeType":84},{},[314],{"data":315,"marks":316,"value":275,"nodeType":88},{},[],{"data":318,"content":319,"nodeType":84},{},[320],{"data":321,"marks":322,"value":282,"nodeType":88},{},[],{"metadata":324,"sys":327,"fields":334},{"tags":325,"concepts":326},[],[],{"space":328,"id":330,"type":15,"createdAt":331,"updatedAt":331,"environment":332,"publishedVersion":239,"revision":22,"locale":23},{"sys":329},{"type":11,"linkType":12,"id":13},"653KYggXwKluL1Jky7DKa4","2026-03-19T12:00:13.636Z",{"sys":333},{"id":19,"type":11,"linkType":20},{"title":300,"description":89,"file":335},{"url":336,"details":337,"fileName":339,"contentType":340},"\u002F\u002Fassets.ctfassets.net\u002Fw2h5pt841hyx\u002F653KYggXwKluL1Jky7DKa4\u002F42ce9d117eaeb1da12faa5c339c53708\u002FMalaysia_Case_Study_How_Incentives_Can_Boost_Pensions_for_Informal_Sector_Workers.pdf",{"size":338},347824,"Malaysia_Case_Study_How_Incentives_Can_Boost_Pensions_for_Informal_Sector_Workers.pdf","application\u002Fpdf",true,[343],{"metadata":344,"sys":347,"fields":359},{"tags":345,"concepts":346},[],[],{"space":348,"id":350,"type":45,"createdAt":351,"updatedAt":352,"environment":353,"publishedVersion":355,"revision":123,"contentType":356,"locale":23},{"sys":349},{"type":11,"linkType":12,"id":13},"1eop1BqTrb774B1JqGwexk","2026-03-19T12:00:13.774Z","2026-03-19T12:06:43.881Z",{"sys":354},{"id":19,"type":11,"linkType":20},91,{"sys":357},{"type":11,"linkType":51,"id":358},"article",{"type":360,"title":361,"slug":362,"date":363,"featuredImage":364,"excerpt":383,"content":384,"showBanner":283,"downloads":638},"Whitepapers","How Incentives Can Boost Pensions for Informal Sector Workers","how-incentives-can-boost-pensions-for-informal-sector-workers","2026-02-19T00:00+00:00",{"metadata":365,"sys":368,"fields":375},{"tags":366,"concepts":367},[],[],{"space":369,"id":371,"type":15,"createdAt":372,"updatedAt":372,"environment":373,"publishedVersion":21,"revision":22,"locale":23},{"sys":370},{"type":11,"linkType":12,"id":13},"2575lm0ef2mIbG7Ro0ckPJ","2026-02-18T17:54:02.781Z",{"sys":374},{"id":19,"type":11,"linkType":20},{"title":376,"description":89,"file":377},"CPI How Incentive Can Boost Whitepaper - JCF",{"url":378,"details":379,"fileName":382,"contentType":34},"\u002F\u002Fimages.ctfassets.net\u002Fw2h5pt841hyx\u002F2575lm0ef2mIbG7Ro0ckPJ\u002Fb34638476ed92b7c59c1cb27a5158455\u002FCPI_Whitepaper_-_JCF.png",{"size":380,"image":381},263766,{"width":247,"height":248},"CPI Whitepaper - JCF.png","In this paper, written in collaboration with D3P Global, we review pension programmes targeting informal sector workers in 11 emerging and developing economies. We emphasise the role of financial incentives in encouraging workers to save for retirement. Our results show that tax incentives alone are unlikely to attract a large number of informal sector workers, and that additional incentives such as matching contributions, bundling with insurance, or ‘second generation’ auto-enrolment are necessary. A second wave of pension programmes using some of these incentives has shown signs of success in a select number of countries. Based on this analysis, we make a number of recommendations on preconditions, incentives, product features and implementation for pension programmes for informal sector workers.",{"nodeType":73,"data":385,"content":386},{},[387,393,399,407,632],{"nodeType":261,"data":388,"content":389},{},[390],{"nodeType":88,"value":260,"marks":391,"data":392},[],{},{"nodeType":84,"data":394,"content":395},{},[396],{"nodeType":88,"value":383,"marks":397,"data":398},[],{},{"nodeType":400,"data":401,"content":402},"heading-3",{},[403],{"nodeType":88,"value":404,"marks":405,"data":406},"Related Case Studies",[],{},{"nodeType":408,"data":409,"content":410},"unordered-list",{},[411,433,453,473,493,513,532,552,572,592,612],{"nodeType":412,"data":413,"content":414},"list-item",{},[415],{"nodeType":84,"data":416,"content":417},{},[418,421,430],{"nodeType":88,"value":89,"marks":419,"data":420},[],{},{"nodeType":422,"data":423,"content":425},"hyperlink",{"uri":424},"https:\u002F\u002Fwww.collerpensionsinstitute.org\u002Four-research\u002Fcase-studies\u002Fghana-case-study-on-how-incentives-can-boost-pensions-for-informal-sector-workers",[426],{"nodeType":88,"value":427,"marks":428,"data":429},"Ghana case study",[],{},{"nodeType":88,"value":89,"marks":431,"data":432},[],{},{"nodeType":412,"data":434,"content":435},{},[436],{"nodeType":84,"data":437,"content":438},{},[439,442,450],{"nodeType":88,"value":89,"marks":440,"data":441},[],{},{"nodeType":422,"data":443,"content":445},{"uri":444},"https:\u002F\u002Fwww.collerpensionsinstitute.org\u002Four-research\u002Fcase-studies\u002Findia-case-study-on-how-incentives-can-boost-pensions-for-informal-sector-workers",[446],{"nodeType":88,"value":447,"marks":448,"data":449},"India case study",[],{},{"nodeType":88,"value":89,"marks":451,"data":452},[],{},{"nodeType":412,"data":454,"content":455},{},[456],{"nodeType":84,"data":457,"content":458},{},[459,462,470],{"nodeType":88,"value":89,"marks":460,"data":461},[],{},{"nodeType":422,"data":463,"content":465},{"uri":464},"https:\u002F\u002Fwww.collerpensionsinstitute.org\u002Four-research\u002Fcase-studies\u002Findonesia-case-study-on-how-incentives-can-boost-pensions-for-informal-sector-workers",[466],{"nodeType":88,"value":467,"marks":468,"data":469},"Indonesia case study",[],{},{"nodeType":88,"value":89,"marks":471,"data":472},[],{},{"nodeType":412,"data":474,"content":475},{},[476],{"nodeType":84,"data":477,"content":478},{},[479,482,490],{"nodeType":88,"value":89,"marks":480,"data":481},[],{},{"nodeType":422,"data":483,"content":485},{"uri":484},"https:\u002F\u002Fwww.collerpensionsinstitute.org\u002Four-research\u002Fcase-studies\u002Fkenya-case-study-on-how-incentives-can-boost-pensions-for-informal-sector-workers",[486],{"nodeType":88,"value":487,"marks":488,"data":489},"Kenya case study",[],{},{"nodeType":88,"value":89,"marks":491,"data":492},[],{},{"nodeType":412,"data":494,"content":495},{},[496],{"nodeType":84,"data":497,"content":498},{},[499,502,510],{"nodeType":88,"value":89,"marks":500,"data":501},[],{},{"nodeType":422,"data":503,"content":505},{"uri":504},"https:\u002F\u002Fwww.collerpensionsinstitute.org\u002Four-research\u002Fcase-studies\u002Fmexico-case-study-on-how-incentives-can-boost-pensions-for-informal-sector-workers",[506],{"nodeType":88,"value":507,"marks":508,"data":509},"Mexico case study",[],{},{"nodeType":88,"value":89,"marks":511,"data":512},[],{},{"nodeType":412,"data":514,"content":515},{},[516],{"nodeType":84,"data":517,"content":518},{},[519,522,529],{"nodeType":88,"value":89,"marks":520,"data":521},[],{},{"nodeType":422,"data":523,"content":525},{"uri":524},"https:\u002F\u002Fwww.collerpensionsinstitute.org\u002Four-research\u002Fcase-studies\u002Fmalaysia-case-study-on-how-incentives-can-boost-pensions-for-informal-sector-workers",[526],{"nodeType":88,"value":241,"marks":527,"data":528},[],{},{"nodeType":88,"value":89,"marks":530,"data":531},[],{},{"nodeType":412,"data":533,"content":534},{},[535],{"nodeType":84,"data":536,"content":537},{},[538,541,549],{"nodeType":88,"value":89,"marks":539,"data":540},[],{},{"nodeType":422,"data":542,"content":544},{"uri":543},"https:\u002F\u002Fwww.collerpensionsinstitute.org\u002Four-research\u002Fcase-studies\u002Fnigeria-case-study-on-how-incentives-can-boost-pensions-for-informal-sector-workers",[545],{"nodeType":88,"value":546,"marks":547,"data":548},"Nigeria case study",[],{},{"nodeType":88,"value":89,"marks":550,"data":551},[],{},{"nodeType":412,"data":553,"content":554},{},[555],{"nodeType":84,"data":556,"content":557},{},[558,561,569],{"nodeType":88,"value":89,"marks":559,"data":560},[],{},{"nodeType":422,"data":562,"content":564},{"uri":563},"https:\u002F\u002Fwww.collerpensionsinstitute.org\u002Four-research\u002Fcase-studies\u002Fpakistan-case-study-on-how-incentives-can-boost-pensions-for-informal-sector-workers",[565],{"nodeType":88,"value":566,"marks":567,"data":568},"Pakistan case study",[],{},{"nodeType":88,"value":89,"marks":570,"data":571},[],{},{"nodeType":412,"data":573,"content":574},{},[575],{"nodeType":84,"data":576,"content":577},{},[578,581,589],{"nodeType":88,"value":89,"marks":579,"data":580},[],{},{"nodeType":422,"data":582,"content":584},{"uri":583},"https:\u002F\u002Fwww.collerpensionsinstitute.org\u002Four-research\u002Fcase-studies\u002Frwanda-case-study-on-how-incentives-can-boost-pensions-for-informal-sector-workers",[585],{"nodeType":88,"value":586,"marks":587,"data":588},"Rwanda case study",[],{},{"nodeType":88,"value":89,"marks":590,"data":591},[],{},{"nodeType":412,"data":593,"content":594},{},[595],{"nodeType":84,"data":596,"content":597},{},[598,601,609],{"nodeType":88,"value":89,"marks":599,"data":600},[],{},{"nodeType":422,"data":602,"content":604},{"uri":603},"https:\u002F\u002Fwww.collerpensionsinstitute.org\u002Four-research\u002Fcase-studies\u002Fthailand-case-study-on-how-incentives-can-boost-pensions-for-informal-sector-workers",[605],{"nodeType":88,"value":606,"marks":607,"data":608},"Thailand case study",[],{},{"nodeType":88,"value":89,"marks":610,"data":611},[],{},{"nodeType":412,"data":613,"content":614},{},[615],{"nodeType":84,"data":616,"content":617},{},[618,621,629],{"nodeType":88,"value":89,"marks":619,"data":620},[],{},{"nodeType":422,"data":622,"content":624},{"uri":623},"https:\u002F\u002Fwww.collerpensionsinstitute.org\u002Four-research\u002Fcase-studies\u002Fturkiye-case-study-on-how-incentives-can-boost-pensions-for-informal-sector-workers",[625],{"nodeType":88,"value":626,"marks":627,"data":628},"Turkiye case study",[],{},{"nodeType":88,"value":89,"marks":630,"data":631},[],{},{"nodeType":84,"data":633,"content":634},{},[635],{"nodeType":88,"value":89,"marks":636,"data":637},[],{},[639,684],{"metadata":640,"sys":643,"fields":653},{"tags":641,"concepts":642},[],[],{"space":644,"id":646,"type":45,"createdAt":647,"updatedAt":648,"environment":649,"publishedVersion":139,"revision":123,"contentType":651,"locale":23},{"sys":645},{"type":11,"linkType":12,"id":13},"53D9Tbc0GQhByYaYqE6mqt","2026-02-19T08:49:14.483Z","2026-03-19T12:00:14.639Z",{"sys":650},{"id":19,"type":11,"linkType":20},{"sys":652},{"type":11,"linkType":51,"id":298},{"title":361,"text":654,"image":364,"assetDownload":664,"captureData":341},{"data":655,"content":656,"nodeType":73},{},[657],{"data":658,"content":659,"nodeType":84},{},[660],{"data":661,"marks":662,"value":663,"nodeType":88},{},[],"In this paper, written in collaboration with D3P Global, we review pension programmes targeting informal sector workers in 11 emerging and developing economies. We emphasise the role of financial incentives in encouraging workers to save for retirement. Our results show that tax incentives alone are unlikely to attract a large number of informal sector workers, and that additional incentives such as matching contributions, bundling with insurance, or ‘second generation’ auto-enrolment are necessary. A second wave of pension programmes using some of these incentives has shown signs of success in a select number of countries. Based on this analysis, we make a number of recommendations on preconditions, incentives, product features and implementation for pension programmes for informal sector workers. ",{"metadata":665,"sys":668,"fields":678},{"tags":666,"concepts":667},[],[],{"space":669,"id":671,"type":15,"createdAt":672,"updatedAt":673,"environment":674,"publishedVersion":676,"revision":677,"locale":23},{"sys":670},{"type":11,"linkType":12,"id":13},"6YnhhCJVXITV3kE6U9loTl","2026-02-18T10:07:22.313Z","2026-02-18T17:53:21.177Z",{"sys":675},{"id":19,"type":11,"linkType":20},20,4,{"title":361,"description":89,"file":679},{"url":680,"details":681,"fileName":683,"contentType":340},"\u002F\u002Fassets.ctfassets.net\u002Fw2h5pt841hyx\u002F6YnhhCJVXITV3kE6U9loTl\u002Fb8894e2970e0dd6418769c08ec9e8067\u002FHow_Incentives_Can_Boost_Pensions_for_Informal_Sector_Workers_Whitepaper.pdf",{"size":682},5669740,"How_Incentives_Can_Boost_Pensions_for_Informal_Sector_Workers_Whitepaper.pdf",{"metadata":685,"sys":688,"fields":698},{"tags":686,"concepts":687},[],[],{"space":689,"id":691,"type":45,"createdAt":692,"updatedAt":693,"environment":694,"publishedVersion":139,"revision":123,"contentType":696,"locale":23},{"sys":690},{"type":11,"linkType":12,"id":13},"7nmPBNUduxWm5l712g9dtm","2026-02-19T08:49:19.719Z","2026-03-19T12:00:15.189Z",{"sys":695},{"id":19,"type":11,"linkType":20},{"sys":697},{"type":11,"linkType":51,"id":298},{"title":699,"shortTitle":700,"text":701,"image":711,"assetDownload":731,"captureData":341},"Snapshot Summary: How Incentives Can Boost Pensions for Informal Sector Workers","Download Summary",{"data":702,"content":703,"nodeType":73},{},[704],{"data":705,"content":706,"nodeType":84},{},[707],{"data":708,"marks":709,"value":710,"nodeType":88},{},[],"This summary report offers a snapshot of the findings in the full paper: ‘How incentives can boost pensions for informal workers’ - prepared by the Coller Pensions Institute and D3P Global. It highlights the financial and demographic factors driving the urgent need for policymakers to increase the participation rates of informal workers in pension systems, and summarises key findings from the full paper’s review of pension programmes targeting informal sector workers in 11 emerging markets and developing economies. This summary paper highlights five of the incentives and ideas which have been successful in increasing informal sector participation rates in pensions, including matching contributions, auto-enrolment, flat-rate contributions, bundled products and guaranteed returns. ",{"metadata":712,"sys":715,"fields":723},{"tags":713,"concepts":714},[],[],{"space":716,"id":718,"type":15,"createdAt":719,"updatedAt":720,"environment":721,"publishedVersion":122,"revision":123,"locale":23},{"sys":717},{"type":11,"linkType":12,"id":13},"6RNf5sOrAe5EHQc4U3glUE","2026-02-18T17:54:48.156Z","2026-02-19T12:52:38.215Z",{"sys":722},{"id":19,"type":11,"linkType":20},{"title":724,"description":89,"file":725},"CPI How Investor Can Boost Whitepaper Snapshot Summary - JCF ",{"url":726,"details":727,"fileName":730,"contentType":34},"\u002F\u002Fimages.ctfassets.net\u002Fw2h5pt841hyx\u002F6RNf5sOrAe5EHQc4U3glUE\u002F39ddf298acbe76c63c5cd60c2d82b5fd\u002FRevised.png",{"size":728,"image":729},279339,{"width":247,"height":248},"Revised.png",{"metadata":732,"sys":735,"fields":743},{"tags":733,"concepts":734},[],[],{"space":736,"id":738,"type":15,"createdAt":739,"updatedAt":740,"environment":741,"publishedVersion":676,"revision":21,"locale":23},{"sys":737},{"type":11,"linkType":12,"id":13},"26DQhLjmobP4JlHrtqKkDK","2026-02-18T14:44:50.586Z","2026-05-26T15:46:37.825Z",{"sys":742},{"id":19,"type":11,"linkType":20},{"title":699,"description":89,"file":744},{"url":745,"details":746,"fileName":748,"contentType":340},"\u002F\u002Fassets.ctfassets.net\u002Fw2h5pt841hyx\u002F26DQhLjmobP4JlHrtqKkDK\u002F8e853856942eeecd575c91f92a2e5db6\u002FSnapshot_Summary_How_Incentives_Can_Boost_Pensions_for_Informal_Sector_Workers.pdf",{"size":747},9951465,"Snapshot Summary How Incentives Can Boost Pensions for Informal Sector Workers.pdf"]